February 20, 2019

投資結構性理財產品註意事項

金牛理財網理財分析師建議投資者在購買結構性存款產品時要注意以下四點:

一是註意掛鉤標的。結構性存款掛鉤在利率、彙率、股票和大宗商品方面更為常見。從這個角度看,掛鉤股票指數的產品收益率波動較大,掛鉤利率的產品收益率波動較小。

男人事業有成,生意漸上軌道,個人珍藏自然愈來愈多,可能是珠寶及名貴手錶,又或是不能用價錢衡量的家傳之寶,這些財產及貴重物品都需要一個安全的地方安置。但不是每個人家中也有可靠的保險設備,加上香港常見的「土地問題」,在家中添置一個專業的保險箱,所需的成本與空間絕不划算,所以有人會選用銀行提供的保險箱服務。但銀行的保險箱是否萬無一失?這又未必。因為一般的銀行保險箱服務在驗証和存取過程中,都需要經過人手處理及核實,一經人手,過程便有機會令資料外洩,對用戶造成損失。想真正安枕無憂,不如跟《Esquire》編輯走訪一趟英倫皇家的地下金庫,你會明白何謂銅牆鐵壁。

二是收益浮動范圍。對於收益率波動幅度較小的產品,產品風險相對較高,產品風險相對穩定。比如某行掛鉤股票指數的產品,預期收益率最高7.5%,最低僅為1.5%,屬於波動範圍較大的產品。與此同時,投資者需要考慮他們是否能接受最壞的情況,即他們能否接受最低的回報率。

三是收益計算方式。投資者應該注意獲得最高回報的條件,有些產品的興趣范圍比較複雜,很難達到最高的回報條件。例如,某種產品的收入的計算方法涉及各種因素,例如關聯指數的入場價格,結算價格和相應區間中的天數。

但是隨之經濟的發展,民間的保險箱服務也在發展,給銀行保險箱服務主導的保險箱服務市場帶來多元性。

四是曆史到期情況。從銀行或產品系列的到期收益率曆史來看,我們可以粗略估計產品達到最高收益率的概率,也有助於選擇銀行或產品。

相關文章:

銀行業和保險業應重視重點維修委員會

資本運營不應成為大股東謀利的工具

如何發揮人口規模優勢

生態紅利越來越多地呈現出高端產業的快速增長

企業的高科技"減法”融資成本

Posted by: amineer at 08:49 AM | Comments (3) | Add Comment
Post contains 14 words, total size 3 kb.

1

At Miracle,Digital Marketingand Transformation Agency in Hong Kong, we help our clients improvedigital servicesto make them simple, clear and fast. We help our client transform, create and improve their product in a digital way such asbranding,web & app design,e-commercesolution,Digital Marketingstrategy,Virtual Reality(VR) andAugmented Reality(AR).

We are experts in their fields and enjoy challenging work. We work together to share knowledge and build our capability to improve user experiences. This helps us work smarter and more effectively.

We are confident, capable and committed. We nurture curiosity and encourage our people to keep learning. We have flexible work arrangements and a supportive environment. We help our people balance their whole life and be the best version of themselves.

Posted by: martinturner at March 14, 2020 02:58 AM (R5NwV)

2

Most websites are created by graphic designers and not people that have to be held accountable for actually generating leads and profits for a business.

Work with a team ofmarketersand web designers that can bring an avalanche of leads.

We put together and FULLY execute a 24/7 digital marketing machine that generates leads and sales around the clock, even when you SLEEP.

Grow yourbusinessandSALES. We are your digital marketing DREAM TEAM and your competitors' WORST NIGHTMARE.

STOP hard selling to your prospects and START building trust!

https://populisdigital.com/

Posted by: Populis Digital at September 10, 2020 10:21 PM (1QRNv)

3

4 Benefits Of Himalayan Salt Lamp And How It Actually Works

 

There is much buzz about the Himalayan salt lamp’s benefits, and its proponents are unanimous in its praise. Salt lamps, after all, are nothing new to us. It is easy to question their effectiveness and wonder if they really work as their fans claim. You don’t have to worry any longer. We have tested their effectiveness once and for all.

We have put together a comprehensive guide that will help you decide whether a salt lamp is worth your money or not. Our guide covers everything you need to know about its claimed health benefits and how it works. Take a look.

 

In This Article

What Is A Himalayan Salt Lamp? Do Himalayan Salt Lamps Actually Work (And How)? Top 4 Benefits Of Owning A Himalayan Salt Lamp What Should You Look For When Buying A Salt Lamp? Frequently Asked Questions

What Is A Himalayan Salt Lamp? 

風水擺設

 

The authentic Himalayan salt lamps are made from the mineral-rich pink/orange Himalayan salts harvested in Pakistan’s Khewra Salt Mine region. What makes this salt special is the fact that it is a million years old. The salt is similar to the composition of table salt, but its rosy-pink color comes from its magnesium, potassium, and calcium content. 

himalayan salt lamp hk

A light bulb is placed inside large chunks of the pink Himalayan salt. When turned on, this lamp emits a warming and calming pink glow that is believed to soothe one’s mind and body.

But how does this salt lamp actually work? We will understand the same in the next section.

 

Do Himalayan Salt Lamps Actually Work (And How)?

It is important to understand that there is not enough scientific evidence to prove the efficacy of Himalayan pink salts in providing health benefits.

The manufacturers claim that the salt lamps can act as natural ionizers that release helpful negative ions into a room and purify it. Some research suggests that negative air-ion therapy may help people dealing with seasonal affective disorder (SAD).

 

How does negative-ion therapy work through salt lamps? Himalayan salt lamps can supposedly change the charge of the surrounding air and produce ions that attract water particles. These particles then get evaporated as a salt solution when heated by the lamp. The user ultimately ends up passively processing these negative ions that are known to have health benefits. 

鹽燈功

 

Even though salt lamps may produce health-benefiting ions, it is unclear whether they can have significant amounts of negative ions to be genuinely beneficial. More research is warranted to conclusively prove the efficacy of Himalayan salt lamps.

In the next section, we discuss some advantages of owning a Himalayan salt lamp.

 

Top 4 Benefits Of Owning A Himalayan Salt Lamp

 

Most people use Himalayan salt lamps as decorative pieces. The following advantages warrant better scientific research.

 

1. May Boost Your Mood

Exposure to higher concentrations of ions in indoor air may improve your cognitive performance and mental well-being. However, another study indicates no effect on anxiety, mood, relaxation, sleep, or personal comfort with increased air ion exposure. 風水擺設 However, the study did claim that negative ionization did lead to lower depression ratings among the participants.

 

2. May Help Purify Room Air

The Himalayan salt lamp is known to purify indoor air by removing harmful pathogens. It may be beneficial for people with respiratory issues such as asthma, allergies, etc. However, more research is warranted in this regard. For example, while studies suggest that negative ions in considerable quantities may kill dust mites, the lamp does not produce enough ions to cause any pest extermination

 

3. May Help You Sleep

There is no direct research linking the benefit of using a Himalayan salt lamp for better sleep. However, considering that the lamp emits a dim, soothing light, it may help create a calming, sleep-friendly environment.

 

4. May Elevate The Ambience

The salt lamp can be an attractive decorative piece at home. It also can create an inviting and relaxing environment at home and allow you to unwind before bedtime.

You may go for a Himalayan salt lamp for these advantages. But what should you look for in a lamp before you buy one?

 

What Should You Look For When Buying A Salt Lamp? Go for a lamp with darker pink crystals. The darker the pink, the higher the quality of the light. Ensure the lamp salt is made of pink salts extracted from the Khewra mine in Pakistan. Consider the size of your room before choosing the lamp. For instance, a lamp weighing 2 to 3 kilos should suffice for a smaller room. Avoid lamps that give away excess light. Such lamps might be fake. Authentic Himalayan salt lamps emit a soft, warm glow. Be wary of lowly-priced white Himalayan salt lamps. Himalayan crystals are expensive to be mined and processed into a lamp. Hence, the finished product is usually not cheap.

Himalayan lamp benefits are limited to its aesthetic appeal. It has a lovely warm glow, and it is said to have numerous health advantages. While these claims are attributed to its supposed negative air-ion therapy, further research is needed to back them. It may help boost your mood, which may work due to its attractive, pleasing appearance or the emission of ions in the atmosphere. Anecdotal evidence suggests that it may help induce sleep and may lower anxiety. There is a great need for scientific investigation to back up these statements. However, you can utilize the Himalayan lamp to create a warm and welcoming atmosphere in your house. salt lamp hk

 

Posted by: 鹽燈功效 at August 29, 2022 04:06 AM (VHfhX)

Hide Comments | Add Comment




What colour is a green orange?




26kb generated in CPU 0.04, elapsed 0.0694 seconds.
43 queries taking 0.0391 seconds, 87 records returned.
Powered by Minx 1.1.6c-pink.